Afer news that John Dugan, the comptroller of U.S. currency at the Treasury Department, might be making way for banks to compete in the real estate market as owners and developers, the industry was full of questions. This from TrendWatch at CPN print News. -- Traditionally, banks have been relegated to the financial side of real estate as a method of controlling the effects of market fluctuations on bank capital. Since 1904, banks were also prevented from owning real estate if the bank was not the major tenant. -- Dugan's decision now allows Bank of America Corp. to develop a Ritz-Carlton hotel in its Charlotte, N.C. headquarters and The PNC Financial Services Group to build an office complex in Pittsburgh. Some industry experts worry that the change may mean banks will be able to use their extensive capital access to outbid competitors and gain control of a considerable slice of the market. "Happy days are here again"...